I have not figured out the solution on this ... I am overseas about 9 months a year. I have a plan in the US and then use Safetywing when I am overseas. In the past I used WorldNomads (awful, awful customer service) and Allianz (I had signed up for their annual plan, and then realized their annual plan required you to travel home on a regular basis so that you plan was still valid.)
I am quite familiar with allianz requirement that you have to travel back to your home. They do have a 366 day one which is not cheap. Safetywing only serve travelers under 50 which I an not as the case for many other nomad insurances age limit is in the 60s.
What's your lifestyle like? I live an expat lifestyle: South Korean in the US, lived in Australia and Singapore for a short amount of time. Building something cool at Insured Nomads :)
Key distinction/clarification and open to dialogue on it.
International health plan would generally refer to health insurance that is comprehensive (cancer, maternity, etc)
International travel medical would be for trips/travel whether for a set period of time, or an annual multi-trip that is supplementary covering you on short trips (30 or 45 days per trip in most cases) and returning to your home base where you maintain a full health insurance plan.
If yoy mean travel insurances, the are just people in offices making calls and doing contracts. Nothing else. At the end the most important thing is the coverage of your personal contract and the quality of the medical service you got (wich can be really unpredictable traveling around the world).
In my case when I needed I didn't have one, and when I had one I never used it 😅.
1 year ago
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What has been your experience with international health plans?
What has been your experience with international health plans?
was posted by Grizel Ubarry
in
Discussion,Digital Nomad,Insurance.
Featured on Aug 10, 2023 (1 year ago).
What has been your experience with international health plans? is not rated yet.
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Curious to know from those persons that travel all year around what type of health insurance they use or recommend.
I have not figured out the solution on this ... I am overseas about 9 months a year. I have a plan in the US and then use Safetywing when I am overseas. In the past I used WorldNomads (awful, awful customer service) and Allianz (I had signed up for their annual plan, and then realized their annual plan required you to travel home on a regular basis so that you plan was still valid.)
I am quite familiar with allianz requirement that you have to travel back to your home. They do have a 366 day one which is not cheap. Safetywing only serve travelers under 50 which I an not as the case for many other nomad insurances age limit is in the 60s.
What's your lifestyle like? I live an expat lifestyle: South Korean in the US, lived in Australia and Singapore for a short amount of time. Building something cool at Insured Nomads :)
Will check Insured Nomad to see if threre is not an age limit.
Key distinction/clarification and open to dialogue on it.
International health plan would generally refer to health insurance that is comprehensive (cancer, maternity, etc)
International travel medical would be for trips/travel whether for a set period of time, or an annual multi-trip that is supplementary covering you on short trips (30 or 45 days per trip in most cases) and returning to your home base where you maintain a full health insurance plan.
If yoy mean travel insurances, the are just people in offices making calls and doing contracts. Nothing else. At the end the most important thing is the coverage of your personal contract and the quality of the medical service you got (wich can be really unpredictable traveling around the world).
In my case when I needed I didn't have one, and when I had one I never used it 😅.